hopein07
02-19 04:24 PM
hopein07,
What is your understating on money return on whole life ins. plocy?. do you think you can cancel at anytime and get back your premium or withdraw portion of your investment?
Does anything mentioned on your link about policy surrender or money withdrawal when policy is in force? please search more and post here....
As far as I know whatever premium you pay is gone when you cancel the policy but if the policy has cash value then you get that amount.
Here is one link I found about Cash Surrender Value for Whole Life:
http://financial-dictionary.thefreedictionary.com/Cash+Surrender+Value
Here is another good reading:
http://www.ins.state.ny.us/que_top10/que_life_who.htm
I think it all depends on how you talk to the agent and how they write your policy
What is your understating on money return on whole life ins. plocy?. do you think you can cancel at anytime and get back your premium or withdraw portion of your investment?
Does anything mentioned on your link about policy surrender or money withdrawal when policy is in force? please search more and post here....
As far as I know whatever premium you pay is gone when you cancel the policy but if the policy has cash value then you get that amount.
Here is one link I found about Cash Surrender Value for Whole Life:
http://financial-dictionary.thefreedictionary.com/Cash+Surrender+Value
Here is another good reading:
http://www.ins.state.ny.us/que_top10/que_life_who.htm
I think it all depends on how you talk to the agent and how they write your policy
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sanju
01-22 12:18 AM
So, what are the options for EB3-I? It appears that porting to EB2 will be more difficult moving forward due to difficulties in getting PERM approved especially for IT professions.
If the recapture of unused visas does happen, what is the estimate on how much EB3I would move?
Figures suggest that there are over 800,000 pending applications. Recapture will get around approximately 215,000 green cards. We are shot of around 600,000 green cards, which will take around 4 years (@140k/yr EB green card) to address the current backlog, which contains your and mine application. This is a deep deep hole and EB3-I is at the bottom of this hole.
.
If the recapture of unused visas does happen, what is the estimate on how much EB3I would move?
Figures suggest that there are over 800,000 pending applications. Recapture will get around approximately 215,000 green cards. We are shot of around 600,000 green cards, which will take around 4 years (@140k/yr EB green card) to address the current backlog, which contains your and mine application. This is a deep deep hole and EB3-I is at the bottom of this hole.
.
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zigma
08-01 07:29 AM
Looking at this scenario, it makes all the more sense to move to Canada.
Unless US starts skilled immigration, it is destined to become a 3rd world country. China would overtake it as the largest economy.
It is estimated that in about 20-30 years the worker:retiree ratio would be 2:1, thereby having a large tax on the employed.
There are lots of interesting articles on this subject.
Example of an interesting article (http://www.parapundit.com/archives/002004.html)
Unless US starts skilled immigration, it is destined to become a 3rd world country. China would overtake it as the largest economy.
It is estimated that in about 20-30 years the worker:retiree ratio would be 2:1, thereby having a large tax on the employed.
There are lots of interesting articles on this subject.
Example of an interesting article (http://www.parapundit.com/archives/002004.html)
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bskrishna
05-21 12:57 PM
I can also see only April dates...
more...
vinodp1978
06-28 04:05 PM
Obviously i was wanting to know what the law states...and not a democratic answer. I dont always expect forums to quote the law correctly - use your judgement!
Thanks anyway for that answer. My situation is different beacuse with the I-140 PP going away for now...and my H1B expiring Feb 2008...I am left with approved I-140,Labor and retrogressed dates to be eligible for 3yr extension.
Now that if 140 is pending ...then I am left with EAD as the only option to continue manitaing my status.
Correct my intrepretation of law if wrong..
Thanks anyway for that answer. My situation is different beacuse with the I-140 PP going away for now...and my H1B expiring Feb 2008...I am left with approved I-140,Labor and retrogressed dates to be eligible for 3yr extension.
Now that if 140 is pending ...then I am left with EAD as the only option to continue manitaing my status.
Correct my intrepretation of law if wrong..
java_jaggu
06-18 11:13 AM
I have a feeling that they will HAVE To process EAD's in 90 days( that's what the current rule says ) or reinstate the Interim EAD's - terminating Interim EAD seems like the dumbest move they ever made. If either of these doesn't happen, lawsuits are sure to follow. So, don't worry too much about it my friend.
more...
Humhongekamyab
01-13 03:29 PM
I guess the last two quarters April-June, July-September should see huge jumps as vdlrao suggested. Any unused numbers from ROW and EB-1 categories should start flowing towards the EB-2 Chindia. This would be time when Chindia's EB-2 will have the same processing dates. I can't wait for it to reach December 2005.
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GT7481
07-20 02:33 PM
Delivered July 2 @9:01am Fedex,
I spoke to a IO from Nebraska center ,they said my data is not in the system.She said no memo has been issued how to process the July 2nd cases,but they will process all the other cases according to VB 107.when i asked more she said she cannot give me any more information i asked her should i resubmit , she did not comment on that i was totally surprised when i asked her when the cheque will be cashed she said october, I again asked her and told her it is not for H1 b it is for I 485 again she said october.Did you any of you guys call the USCIS ??
I spoke to a IO from Nebraska center ,they said my data is not in the system.She said no memo has been issued how to process the July 2nd cases,but they will process all the other cases according to VB 107.when i asked more she said she cannot give me any more information i asked her should i resubmit , she did not comment on that i was totally surprised when i asked her when the cheque will be cashed she said october, I again asked her and told her it is not for H1 b it is for I 485 again she said october.Did you any of you guys call the USCIS ??
more...
funny
09-22 03:11 PM
Poll Added Folks....Lets burn those line..even if you have to go use those Milky Rollover minutes ( They are perfectly fine to user here...you don't have to throw them away )
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arian2002
01-15 01:22 PM
Please never ever try to argue or act smart in front of a thug/carjacker/burglar. Most of the time these guys are high on weeds and stuff like that and they will not hesistate to shoot at the slightest resistance. It is better to part with whatever cash, jewellery you have then get shot and die or suffer disability for life.
more...
abuddyz
07-04 10:25 PM
indianindian2006, I also got OCI for my Son, issued in June 2006 (both parent Indian Citizen). I have read one case who applied in Nov 2006 and it got rejected so it seems that rule got changed sometime in 2006.
indianindian2006, do you think we have to do anything now. I am worried that it might create issue for our kids OCI in future. It will be good to have some documentation with us.
does any one have any reference/url to this rule change.
In 2005 my first kid got an OCI as the rules were diiferent then but in 2009 the current rule is that one parent MUST be a US citizen and I had to take a PIO for my second kid in 2009.
indianindian2006, do you think we have to do anything now. I am worried that it might create issue for our kids OCI in future. It will be good to have some documentation with us.
does any one have any reference/url to this rule change.
In 2005 my first kid got an OCI as the rules were diiferent then but in 2009 the current rule is that one parent MUST be a US citizen and I had to take a PIO for my second kid in 2009.
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reddog
01-26 04:52 PM
I was not optimistic about EB3 situation a while ago but the situation has changed, i think we are fast approaching the end of this dark tunnel and we will soon see light :)
I was not optimistic about that Boeing Jet until a while ago but the situation has changed, I think we are fast approaching the end of this dark tunnel and we will soon see light, err, i mean the Boeings in our driveways.
I was not optimistic about that Boeing Jet until a while ago but the situation has changed, I think we are fast approaching the end of this dark tunnel and we will soon see light, err, i mean the Boeings in our driveways.
more...
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smisachu
08-30 09:51 PM
our immigration department told me that as per USCIS regulation they can not apply earlier than 6 month of expiry date
Strange...
No, I am positive. My H1 was expiring 9/21/2007. I applied on 01/05/2007. Received 3 year approval in April 2007.
Strange...
No, I am positive. My H1 was expiring 9/21/2007. I applied on 01/05/2007. Received 3 year approval in April 2007.
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indio0617
03-01 01:02 PM
I am sending my second contribution by Check today!
Yesterday night I have send around 100 emails to my friends and collegues here in USA regarding the efforts IV is making and helping out ! Some of them are already got their GCs but they know the Pains during this process.,
I requested all of them to pass information to other immigrants friends!!
god_bless_you:
Thank You for your valuable contribution the second time!! . People like you keep our morales high and re-instill our belief that we will succeed in our venture.
Yesterday night I have send around 100 emails to my friends and collegues here in USA regarding the efforts IV is making and helping out ! Some of them are already got their GCs but they know the Pains during this process.,
I requested all of them to pass information to other immigrants friends!!
god_bless_you:
Thank You for your valuable contribution the second time!! . People like you keep our morales high and re-instill our belief that we will succeed in our venture.
more...
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BharatPremi
11-08 04:45 PM
To Red Dot Hammerers,
Do not work over time giving me red dots again...
Do not work over time giving me red dots again...
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sriramkalyan
05-02 03:23 PM
Any one has info on working and living in Australia.
I see in 12 months i can get Immigrant Visa... Cost is $1960 ..
Canada may be cold ..Australia has beautiful weather ..
I see in 12 months i can get Immigrant Visa... Cost is $1960 ..
Canada may be cold ..Australia has beautiful weather ..
more...
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xyzgc
01-15 03:46 PM
The earlier who mentioned about hard hitting a car on Tree/building to shake the robber and run away is absolutely misleading peoples. There is no reward for bravery or mental sharpness in US for folks who wins a fight with robber or outsmarts them.
How much the Robber can steal from you - Couple of hundred cash, 5 credit cards ( which you can immediately cancel if you are not injured) and some important contacts. Be Nice with him and give him what he wants, tell them that you understand their situation and be sympathetic and polite with them.
I once did that and the robber just took 20 bucks from my wallet, 3 Marlboro Lights cigarettes and returned me the rest of money,credit cards,my SSN card and important contact papers and my rest cigarette pack and told me "you look like a nice guy".
Don't panic seeing robber or don't make the robber panic by shouting or banging your car on the building :) Robbers are just human beings like us with pathetic economic conditions ....
He shouldn't have returned your ciggies :D
How much the Robber can steal from you - Couple of hundred cash, 5 credit cards ( which you can immediately cancel if you are not injured) and some important contacts. Be Nice with him and give him what he wants, tell them that you understand their situation and be sympathetic and polite with them.
I once did that and the robber just took 20 bucks from my wallet, 3 Marlboro Lights cigarettes and returned me the rest of money,credit cards,my SSN card and important contact papers and my rest cigarette pack and told me "you look like a nice guy".
Don't panic seeing robber or don't make the robber panic by shouting or banging your car on the building :) Robbers are just human beings like us with pathetic economic conditions ....
He shouldn't have returned your ciggies :D
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rav_234
09-22 03:28 PM
Hello To the IV Core Committee,
Thanks to you all for the tireless efforts in pushing the immigration reforms forward .
I just wanted to take this opportunity to give my thoughts on this important Bill HR 5882 that is due for hearing on the 23 Sept'2008 after several postponmetns / adjournments.
I guess that we are fortunate that our Honbl Prime Minister Manmohan Singh is visiting the USA during this week and is scheduled to meet the President George Bush to discuss various issues related to US - Indai Relationships / businessess etc.
I feel that if the IV Core committe makes use of this golden opportunity to meet up with our PM and request him to also discuss on the pending immgt bill that would help several of us.
I'm not sure how best this advise of mine sounds,but i think there is nothing wrong in trying out.
Hope the IV core committe consider this view of mine.
Thanks again to one and all and in particular to the IV folks.
Regards,
Rav
Thanks to you all for the tireless efforts in pushing the immigration reforms forward .
I just wanted to take this opportunity to give my thoughts on this important Bill HR 5882 that is due for hearing on the 23 Sept'2008 after several postponmetns / adjournments.
I guess that we are fortunate that our Honbl Prime Minister Manmohan Singh is visiting the USA during this week and is scheduled to meet the President George Bush to discuss various issues related to US - Indai Relationships / businessess etc.
I feel that if the IV Core committe makes use of this golden opportunity to meet up with our PM and request him to also discuss on the pending immgt bill that would help several of us.
I'm not sure how best this advise of mine sounds,but i think there is nothing wrong in trying out.
Hope the IV core committe consider this view of mine.
Thanks again to one and all and in particular to the IV folks.
Regards,
Rav
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webm
05-13 03:46 PM
One interesting point that came out of that recent hearing.
PD movement results in both 485 approvals + new 485 filings. CIS blames backlogs partly due to the policy that allows 485 filing whenever PDs are current. if PD movement results in 5 approvals, it also results in 10 new 485 filings and thus a backlog is built over which they have no control.
So in their opinion, PD movement should only control approvals & 485 filings should be controlled separately. If this happens, there would no backlogs and no one will ask them any questions or drag them to court for hearings!
I agree with you!!:)..
Question is when this can happen..a big Q to uscis..Obviously we know they dont respond it for such proper processing and fair justice..
PD movement results in both 485 approvals + new 485 filings. CIS blames backlogs partly due to the policy that allows 485 filing whenever PDs are current. if PD movement results in 5 approvals, it also results in 10 new 485 filings and thus a backlog is built over which they have no control.
So in their opinion, PD movement should only control approvals & 485 filings should be controlled separately. If this happens, there would no backlogs and no one will ask them any questions or drag them to court for hearings!
I agree with you!!:)..
Question is when this can happen..a big Q to uscis..Obviously we know they dont respond it for such proper processing and fair justice..
unitednations
04-20 11:40 AM
I also have a 3 year Bachelor's degree (BSc Physics) + 3 Year masters degree (MCA) from India. I would like to get it evaluated. Could you please let me know which education evaluation agency you used?
Is you bachelor and master degree in the same or related discipline? I read somewhere that the bachelors and master's will have to be in the same or related fields for it to be considered equivalent to US Masters degree.
I haven't seen one 140 get denied due to a 3 +3 education. Any evaluation agency will give masters equivalent. You can use any one of them.
Is you bachelor and master degree in the same or related discipline? I read somewhere that the bachelors and master's will have to be in the same or related fields for it to be considered equivalent to US Masters degree.
I haven't seen one 140 get denied due to a 3 +3 education. Any evaluation agency will give masters equivalent. You can use any one of them.
RNGC
04-15 12:24 PM
Yes. It will be very helpful for the future employees falling into Jaws of the greedy employers.
I am in, I will fight for this cause whatever it takes to prevent this kind of descriminations.
I am impressed by you determination to fight this case, good luck....Try calling ABC/NBC TV directly (no emails etc) and talk about your situation. This case will get National attention considering the economy...
I am in, I will fight for this cause whatever it takes to prevent this kind of descriminations.
I am impressed by you determination to fight this case, good luck....Try calling ABC/NBC TV directly (no emails etc) and talk about your situation. This case will get National attention considering the economy...